Here's an outfit that looks deceptively summery; hidden underneath the dress are a pair of long cotton pettipants and a slip to keep my thighs warm, and under the boots are long socks to insulate my feet and calves. Had it been colder I could've even added a long-sleeved tee under the dress and kept it hidden with the lightweight denim jacket. I'm becoming quite adept at stealth layering during this remarkably chilly season. 
Jacket: TulleDress: Noa Noa
Scarf: Banana Republic
Harness: Audra Jean
Boots: Scoop (Copenhagen)